Small Business Coronavirus Loans, Grants & More

Updated 04.09.20

Paycheck Protection Program

A loan you “might not” have to pay back, partly depending on how you use the money.  

Avoiding lending scams

Federal Loans
Unemployment Insurance
Private Grants
Private lending
Mortgage deferments
Etc.

Small business loans and grants by state

Are business plans needed?

Some of the private grants and loans you apply for will require a business plan.

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Arkansas

California

Grants

Non-profits:

Colorado

Connecticut

District of Columbia

Georgia

Illinois

Iowa

Maryland

Massachusetts 

Non-profits

Michigan

Minnesota

New Mexico

New York

New York City

NYC Employee Retention Grant Program:

Businesses, including non-profits, must:

  • Be located within the five boroughs of New York City
  • Demonstrate that the COVID-19 outbreak caused at least a 25% decrease in revenue
  • Employ 1-4 employees in total across all locations
  • Have been in operation for at least 6 months
  • Have no outstanding tax liens or legal judgements

Pre-Application for the NYC Small Business Continuity Loan Fund:

Businesses must:

  • Be located within the five boroughs of New York City
  • Demonstrate that the COVID-19 outbreak caused at least a 25% decrease in revenue
  • Employ 99 employees or fewer in total across all locations
  • Demonstrate ability to repay the loan
  • Have no outstanding tax liens or legal judgements

North Carolina

Ohio

Non-profits

Oregon

Pennsylvania

  • COVID-19 Working Capital Access Program (CWCA): “An eligible small business enterprise is a for-profit corporation, limited liability company, partnership, proprietorship or other legal business entity located in the Commonwealth of Pennsylvania and having 100 or fewer full-time employees worldwide at the time of submission of the application. For purposes of this program a retail/service enterprise is defined as a for-profit business entity that is involved in the business-to-business service, business-to-public service, mercantile, commercial, or point of sale retail sectors. An agricultural producer is defined as a business involved in the management and use of a normal agricultural operation for the production of a farm commodity. A “farm commodity” is any Pennsylvania-grown agricultural, horticultural, aquacultural, vegetable, fruit, and floricultural product of the soil, livestock and meats, wools, hides, furs, poultry, eggs, dairy products, nuts, mushrooms, honey products, and forest products.”
  • Philadelphia loans and grants:

Texas

Non-profits
  • Austin Grants: Looking for non-profits who can do things to help with the virus

Utah

Virginia

Washington

Grants

Information on this page was gathered from third party sources. Please contact them to verify the accuracy of the information.

Check out our coronavirus action plan for pet businesses.

Disclaimer: The views and opinions expressed in this article are those of the authors and do not necessarily reflect the official policy or position of SparkyGo. 

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