Small Business Coronavirus Loans, Grants & More

Updated 04.09.20

Paycheck Protection Program

A loan you “might not” have to pay back, partly depending on how you use the money.  

• Paycheck Protection Program (PPP)
• Paycheck Protection Program Information sheet
• Paycheck Protection Program application form
• Find Paycheck Protection Program eligible vendors
• Paycheck Protection Program Q&A

Avoiding lending scams

• 4 ways to avoid SBA loan scams

Federal Loans

• Federal Disaster Loans for Businesses, Private Non-profits, Homeowners and Renters

Unemployment Insurance

• Unemployment:

Private Grants

• Business for All Grant
• Facebook Grants:

Private lending

• Connect2Capital: An online marketplace of non-profit lenders.
• Kiva:

Mortgage deferments

• Banks offering deferment on mortgage payments during coronavirus

Etc.

• Employee Retention Credit under the CARES Act:
• More time to cover payroll taxes:

Small business loans and grants by state

Are business plans needed?

Some of the private grants and loans you apply for will require a business plan.

The LivePlan link is an affiliate link where we’ll receive a small commission if you decide to purchase it.

Arkansas

• Apply for unemployment insurance: 

California

• Long Beach: “There are several loan options for businesses affected by COVID-19. To get started, it is recommended that potential borrowers sign up as a client with SBDC online.  Once registered, borrowers may call the SBDC at (562) 938-5100 to set up an appointment with a business advisor who will assist with navigating the loan application process. If individuals have an active loan with the City, they may qualify for a deferred payment arrangement.”
• Los Angeles: Verizon Loan
• Los Angeles City Small Business Emergency Microloan Program: 
• Paid family leave: “Employees eligible if they have to take time off to take care of a loved one that is sick because of COVID-19. Provides 60%-70% of wages.”
• Sacramento: City of Saramento Economic Relief COVID-19:
• San Diego small business loans:

• San Francisco COVID-19 SMALL BUSINESS RESILIENCY FUND:

Grants

• San Diego Small Business Grants:

Non-profits:

• Santa Barbara: 

Colorado

• Denver Small Business Emergency Relief Program Form:

Connecticut

• Connecticut resource’s page
• SBA disaster relief
• Federal stimulus plan

District of Columbia

• DC Small Business Recovery Microgrants:

   

Georgia

• Atlanta area loans

Illinois

• Hospitality industry grant
•  

Iowa

• Grant program and tax deferral: 

Maryland

• Maryland COVID-19 Emergency Relief Fund Programs for Businesses: 

Massachusetts 

Non-profits

• Cambridge emergency fund: 

Michigan

• Michigan Small Business Relief Program: 

Minnesota

• Small Business Emergency Loans:

New Mexico

• The Loan Fund: 

New York

New York City

NYC Employee Retention Grant Program:

Businesses, including non-profits, must:

• Be located within the five boroughs of New York City
• Demonstrate that the COVID-19 outbreak caused at least a 25% decrease in revenue
• Employ 1-4 employees in total across all locations
• Have been in operation for at least 6 months
• Have no outstanding tax liens or legal judgements

Pre-Application for the NYC Small Business Continuity Loan Fund:

Businesses must:

• Be located within the five boroughs of New York City
• Demonstrate that the COVID-19 outbreak caused at least a 25% decrease in revenue
• Employ 99 employees or fewer in total across all locations
• Demonstrate ability to repay the loan
• Have no outstanding tax liens or legal judgements

North Carolina

• Mount Holly relief program
• North Carolina rapid relief program

Ohio

Non-profits

• Cleveland non-profit financial support: 

Oregon

• Portland small business relief fund

Pennsylvania

• COVID-19 Working Capital Access Program (CWCA): “An eligible small business enterprise is a for-profit corporation, limited liability company, partnership, proprietorship or other legal business entity located in the Commonwealth of Pennsylvania and having 100 or fewer full-time employees worldwide at the time of submission of the application. For purposes of this program a retail/service enterprise is defined as a for-profit business entity that is involved in the business-to-business service, business-to-public service, mercantile, commercial, or point of sale retail sectors. An agricultural producer is defined as a business involved in the management and use of a normal agricultural operation for the production of a farm commodity. A “farm commodity” is any Pennsylvania-grown agricultural, horticultural, aquacultural, vegetable, fruit, and floricultural product of the soil, livestock and meats, wools, hides, furs, poultry, eggs, dairy products, nuts, mushrooms, honey products, and forest products.”
• Philadelphia loans and grants:

Texas

Non-profits

• Austin Grants: Looking for non-profits who can do things to help with the virus

Utah

• Salt Lake City Emergency Loan Program

Virginia

• Richmond disaster loan program: Starting April 6th

Washington

• Washington state small business COVID-19 resources
• Seattle small business stabilization fund:

Grants

• Amazon Neighborhood Small Business Relief Fund:

Information on this page was gathered from third party sources. Please contact them to verify the accuracy of the information.

Check out our coronavirus action plan for pet businesses.